Payment Processors For Selling CBD on Shopify

This is part of our series on selling CBD on Shopify and how high risk merchants can make the most for their buck – read the entire guide.

Processing payments as a CBD or Hemp merchant on Shopify can be an experience filled with confusion.

Right off the bat, using the default Shopify gateway isn’t available to Hemp merchants selling online.

This guide will help you navigate the odd world of payment processing while selling CBD on Shopify.

Available Payment Processors for All Low Risk Merchants on Shopify

  • 2Checkout
  • 2Checkout Convert Plus (by Verifone)
  • Adyen
  • Affirm
  • Afterpay North America
  • Alipay (Direct)
  • Alipay – KOMOJU
  • All popular payment methods | Paysera
  • Amazon Pay
  • Asiabill
  • Atome – 3 easy payments, 0% interest
  • Bambora
  • Bancontact – KOMOJU
  • BitPay
  • Blik – KOMOJU
  • Braintree
  • Bread
  • By dLocal: Cartões locais, transferências bancárias e Boleto
  • By dLocal: Local cards, Bank Transfers and Cash Payments
  • By dLocal: Tarjetas locales, Transferencias Bancarias y Pagos en Efectivo
  • Cards, Maya, GCash, QRPH & other wallets
  • First Data Payeezy
  • FPX Online Banking – KOMOJU
  • G2A Pay
  • Giropay – KOMOJU
  • GrabPay Singapore – KOMOJU
  • iDeal – KOMOJU
  • Ignite Payments
  • iPayLinks
  • Katapult
  • Klarna
  • KOMOJU – Korean Credit Card
  • KOMOJU – Paidy
  • KOMOJU – コンビニ決済 (Convenience Store)
  • NihaoPay
  • Oceanpayment
  • PayBright
  • PayEase
  • Paymentwall
  • PayPal Express Checkout
  • PayPal Payflow Pro
  • Paysafe
  • Paysafecard – KOMOJU
  • PingPongPay
  • Pinwheel
  • Pinwheel
  • Przelewy24 – KOMOJU
  • Psigate
  • QuickBooks Payments
  • Sage Payment Solutions
  • Sezzle
  • Shopify Payments
  • Skrill
  • Sofort – KOMOJU
  • Splitit Monthly Payments (v1)
  • Toss
  • Vantiv (Litle Platform)
  • Vantiv Integrated Payments
  • Windcave
  • Windcave PxPay
  • Worldnet Payments
  • WorldPay (Direct)
  • WorldPay (Offsite)
  • Zip (US)
  • Cayan
  • Chase Paymentech (Orbital)
  • China Payments
  • Citcon
  • Coinbase Commerce
  • Crypto Payments
  • CyberSource
  • DigiPay
  • Divido
  • Dragonpay – KOMOJU
  • Eximbay
  • FasterPay
  • KOMOJU – ペイジー決済 (Pay-Easy)
  • KOMOJU – 銀行振込 (Japan Bank Transfer)
  • Laybuy
  • LianLian Pay
  • Merchant e-Solutions
  • Multibanco – KOMOJU

Available Payment Processors for High Risk Merchants Selling CBD on Shopify

Currently, Shopify lists 3 payment processors as options for CBD merchants.

  • DigiPay
  • Pinwheel

Here’s a full list of payment processors we’ve been able to find that might help you in processing payments for CBD or hemp products on Shopify.

These companies specialize in processing payments for high risk merchants/accounts.

  • DigiPay
  • Pinwheel
  • Sezzle
  • Soar payments
  • SagePay (now Opayo)
  • Paykings
  • eMerchant brokers
  • Durango Merchant Services
  • Limelight
  • Tasker Payment Gateways
  • WorldNet
  • Epay
  • ClearHaus
  • InclusivePayments
  • SecurePay
  • Merchant Account Providers

We’ll go over each one in the following section to help you decide what payment gateway you’d like to use for selling CBD or Hemp products on Shopify.

The Breakdown: Each High Risk Shopify Payment Gateway’s Pros and Cons

1. DigiPay

DigiPay is a high risk merchant account payment provider that touts “more transactions, less stress.”

They offer customized solutions for each and every platform – that includes Shopify.

You can accept payments using their mobile terminals with fast reporting and authorizations for debit and credit cards.

DigiPay also offers a dashboard to manage chargebacks and provides analytical tools for fraud.

You can learn more at DigiPay’s website –

2. Pinwheel

Pinwheel is another high risk merchant account provider spending their time focused on the CBD industry and it’s businesses.

Their focus on the CBD vertical and getting individual accounts approved might appeal to you. 

They are especially intent on helping global businesses – so if you’re an enterprise level account and large volume business, that might play out well for you.

They briefly mention their methodology on their website – here’s the basics:

How do they categorize your business? They look at volume/month with your transaction history in mind. They also take a look at your business plan for more context.

3. is another supported payment gateway for selling Hemp or CBD products on Shopify’s platform.

They can connect to thousands of merchant banks that are ready to get connected.

Approval is something to always keep in mind, but in recent times it’s become easier for CBD merchants. supports vaporizers, e-juice, CBD oil, cigars, tobacco, pipes, and much more.

However, just because supports these products doesn’t mean your merchant account supports them.

4. Sezzle

Buying now, paying later is a simple offering: get what you want in the moment, and pay over time. 

Did we mention? They offer 0% interest.

All risk is supposedly taken on by the company – in their own words, “We assume all credit risk. You get paid in full immediately.”

Sezzle makes it easy to purchase CBD products in an instant.

The service splits payments over a timespan of 6 weeks (divided into 4 separate payments) with zero interest at play.

They really do make it easy for the shopper – you might want to take a look.

5. Soar payments

Soar payments is another merchant account provider for high risk merchants selling hemp products on Shopify. 

Applying online is a 5 minute process. At the end, you’ll get an Industry Minimum Quote and then start accepting payments!

They’ve partnered with to offer merchants easy access to managing disputes.

Their offering includes ACH and eCheck processing, a PAX A920 smart terminal, a mobile card reader, and as close to 24/7 support you might get.

6. SagePay (now Opayo)

Opayo offers large scale payment processing solutions for small and mid-size businesses.

Opayo is the largest independent PSP in the UK, offering POS solutions, card terminals, fraud detection/screening tools, and provides an option for merchants to collect payments at the press of a button.
They also offer payment by phone services to help make your business as efficient as possible.

Getting paid faster and reducing late payments is a part of their mission in helping you get back lost time and focusing on your business not your collections.

A large range of major credit and debit cards are available at no cost (extra) to customers. 

As a customer of theirs, Europcar benefits by getting payments that just go through – without having to worry about the hassle.

7. Paykings

They decline, we approve.

Or at least, that’s Paykings offering. They provide extremely customized solutions for high risk merchants, and specialize in getting you approved (especially if you sell CBD products online) as fast as possible.

They don’t restrict your business to a certain category of selling CBD on Shopify, they have a wide breadth of products they allow Shopify merchants to sell.

Paykings has setup 24+ banking relationships to help CBD merchants sell their products without having to worry about a merchant account.

They offer:

  • Multiple E-Commerce Gateway
  • Chargeback Prevention
  • ACH
  • E-Check
  • Credit Cards
  • Developer API / Docs
  • B2B-Level II/III Data Discounts
  • 3D Secure Frictionless Checkout
  • Mobile Payment
  • EMV Readers

You can get a full list of their supported platforms here:

8. eMerchant brokers

The “Payment experts,” eMerchant brokers get high risk merchants approved for accounts at extremely competitive rates.

Offering a variety of connections in their network to get your approval for a high risk merchant account approved as quickly as they can.

In addition – business funding, iChecks (process payments from check transactions), and Chargeback prevention are all programs you can enroll in with their services.

Their marketing seems to indicate 24-48 hour approval times, risk rates close to 3%, account managers, and no deceptive fees – that’s definitely a relief. They’re also rated A+.

9. Durango Merchant Services

Durango Merchant Services provides credit card & check processing, chargeback and fraud management, and an e-commerce gateway to connect your website with the relevant banks.

They specialize in the supplements, subscription/membership, and tobacco/e-cigarettes industry.

Here’s a quote from one of their customers:““I recently had the pleasure of working with Durango Merchant Services and words cannot tell how pleased I was with my whole experience. They had me up and running in two business days and helped out in every way possible. I will be recommending them to anyone I come across that needs a merchant account.”

They also extend a financial services/education blog to help point customers on the right path.

They offer an affiliate program, but don’t worry we haven’t sold out. 

Your welcome to check out their website, posts on selling CBD on Shopify, the solutions they provide for high risk merchants, and the type of service they take pride in.


Although you might not want to directly deal with NMI, it’s a service provider you might want to know about.

They offer ISVs, ISOs, Banks, and other payment facilitators solutions to enable merchants to provision merchant accounts (for example – selling CBD on Shopify) and gateways at the same time.

It’s a solutions provider that delivers high-end customer experiences for merchants looking to sell (high risk or no). 

The flexibility with which you can use their platform allows everyone involved to earn more on each and every sale.

Frankly, the number of offerings they, well offer, is significant. 

As expected, their solutions range from the in-store / physical to the mobile to the online (and even unattended!)

11. Limelight

Limelight CRM Payment gateway is a pretty self explanatory name for a solution.

They pride themselves in their security practices, customer service, and the rates they can get for clients.

They utilize direct deposit to make sure funds are deposited directly into your bank account as soon as possible (they say a 2 day period is normal activity)

What about credit and debit card acceptance? Good news, they accept all major credit and debit cards – with support for gateways like NMI and

They accept direct deposit all major credit and debit cards, simple PCI compliance, and online reporting tools.
They also offer merchant accounts for merchants of all types – small, medium, or large.

reporting-wise, they let users export data to excel for easy administration and handling.

12. Tasker Payment Gateways

Tasker’s offering is simple but extensive: they help websites (especially in the e-commerce space) process credit card payments for products that are restricted – all the while integrating with their platform of choice (like Shopify)

Some of their major specialty areas is hemp seeds and CBD.

Their service is different however than the rest on this list.

They act more as consultants and guide you through the process – something that might be worth it since time can have a huge impact on your bottom line.

They also consult on merchant accounts – all in all, a an A+ (and BBB accredited) high level risk payment processing guidance.

13. WorldNet

WorldNet offers several solutions to high risk merchants but it all boils down to quality.

Their rich solutions provide premium support for Shopify with a dedicated and customizable payment page for your customers.

It should be noted they provide a RESTful API – which means you can automate and integrate with their platform.

You can even accept Google Pay or Apple Pay using their digital wallets.

One last feature I had to mention was their Virtual Terminal – they provide solutions for manual order environments.

14. ePay

In their words – “epitome of digital payments solutions for your business.”

ePay is a platform dedicated to transparency for high risk merchants.

They’re also dedicated to getting it done as quickly as possible – they focus on ease of use so you don’t have to think. You can just do.

Which means, I assume, your experience setting up a high risk merchant account with ePay won’t take very long.

They emphasize – quite a bit – how much they can enhance ecommerce merchant transaction approval rates.

They also offer solutions for MOTO environment/payments.

Note: they are PCI DSS certified.

15. ClearHaus

 No setup or monthly fees from ClearHaus, fast on time payments, and sign up for your merchant account to accepted is estimated of an average of 1-3 days.  

They have over 33,000 European merchants using their services over the geography of 33 countries.  

ClearHaus accepts all currencies that are accepted by Visa and Mastercard.   

As an acquirer, they offer conditional 3-D secure services in which you can disable 3-D secure on specific transactions – using specific criteria.

A very interesting feature.  

Also a notable feature is their support for recurring transactions. Subscription based business doesn’t have to stop at high risk merchants selling CBD or Hemp.

You can get in on it too. 


This processor has one goal in mind: charging low rates for lawful CBD merchants selling on Shopify.  

Their offering does seem catered towards high volume CBD credit card processing, but you might find luck with them as well if you don’t find yourself in that situation at the moment. 

They offer a free one on one session to go about finding the best high-risk merchant account for Shopify sellers like you.

17. InclusivePay

InclusivePay is a merchant services company that integrates with many shopping carts.

That list includes Shopify, WooCommerce/WordPress, Opencart, Magento, Bigcommerce, and more.

They’re comfortable working with hard to place merchants and specialize in cigars & tabacoo, electronic cigarette/vape, nutraceuticals, and more.

They want high risk merchants to feel at home, without having to stress about approval or being backstabbed by hidden contractual payments or high fees.

18. SecurePay

Securepay is another payment processor CBD merchants can take advantage of.

Migrations from an existing account/provider might be easier because of their developer friendly environment.

They offer API documentation along with integration specialists.

In addition, recurring billing is an option they offer with flexible controls.

The user interface for SecurePay lets merchants work effectively by leveraging batch-based

19. Merchant Account Providers

Rates start as low as 1.09% with merchant account providers.

Merchant Account Providers also doesn’t charge setup/application fees and boast an approval rating of 99%.

For 22 years, they’ve been a payment provider to check out.

This year, it’s no exception.

High-Risk Payment Processing for CBD Shopify Merchants

There’s a wide range of payment processors for high risk merchants – especially high risk merchants selling CBD products.

It’s best to take a second view of all the companies you might be interested in because any wrong partnerships can delay your launch and cost you money.

And as always, read the fine print. There are always ways for high risk payment processors to get away with funds if they aren’t legitimate.